Stefanie Edwards

Maybe. It depends on where you live and what the zoning laws for your area are. Here’s some more info: https://forrager.com/starting-cottage-food-operation-zoning/

Rachel, where do you sell? From home, at farmers markets, etc?

Corinne, see here to determine if you need insurance: https://forrager.com/faq/#insurance
If you do need it, get FLIP insurance, which is $300/year.

Hi, do you have any low fare liability insurance to advise to me in Florida? I haven’t found anything under $82.00 a month.

I tried asking this (as a sample chart of accounts) a couple of years ago, but never got any real responses. Since then, I have started using Wave Accounting and it has been VERY easy to use.

Here are my expense categories from Wave. Much of this is from the default categories initially provided by Wave, but some are categories I have added to…[Read more]

If you use a free accounting software like Wave Accounting, you can just use the default categories they have. But in general, I wouldn’t worry about it too much. When you add expenses, you can add new categories at that point if your existing categories don’t fit.