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Eli, jams and jellies sold under the cottage food law need to adhere to CFR 21 — this requirement is listed in the law itself and cannot be overridden by a health dept. So the short answer is no, what you are doing is not legal. You need to use a commercial kitchen to produce low-sugar jams. http://forrager.com/faq/#commercial

It depends on what state you live in, but in almost all states, cheese cannot be an ingredient in any cottage food item. Baking dried tomatoes into bread will probably be allowed. Jalapenos are less likely, but possible if they’re baked in the bread.

It is true that some states allow you to withhold an address on a label if you are listed in a phone book. While I understand that it may be annoying for customers to show up uninvited, it’s worth noting that I haven’t heard of this becoming an safety issue for anyone. The “by appt only” sign is a good idea.

Most states do not allow hot sauces, but it depends on your state.

Although it may be common for New Yorkers to sell homemade food on Etsy, it is nevertheless illegal. Also, cordials wouldn’t be allowed under the cottage food law for in-person sales. You will need to use a commercial kitchen to produce the cordials. http://forrager.com/faq/#commercial