Michele

Samantha, you may need licensing and you need to reach out to your county. You probably don’t need insurance unless a sales venue requires it.
http://forrager.com/faq/#starting
http://forrager.com/faq/#insurance

In Florida, cottage foods cannot require refrigeration, so ice creams aren’t allowed (even non-dairy ones). I also would not expect the ag dept to allow non-dairy creamers. In both cases, the water activity level (aW) of the product would be high and probably potentially hazardous (cottage foods are non-PHFs).

Grace, you can accept credit cards with your mobile device and I would recommend Square or PayPal Here.

Hi,
You can opt for mobile payment services. Certain Merchant services provide mobile payment processing app that can accept payments online. The customer also receives an e-receipt. I am using the Virtual terminal for online payments. I think the process is pretty much the same.

The USDA says that you can still use the word to identify “organic sugar” or other organic products on your ingredients list only, as long as you do the following:

Prevent commingling with non-organic products and contact with prohibited substances.
Meet the USDA organic labeling requirements.
Maintain records for at least three years that…[Read more]

That label wouldn’t be legal. You might be able to use the word “organic” in your ingredients list, if you meet certain requirements. Here’s an overview about organic labeling: http://forrager.com/faq/#organic

Lauren, I’m sorry you had so many problems! I sent you an email about this.

Hi there,
Had a technical error when trying to build my new CFO page. The loading was failing for registering my region and then when I tried to register my business anyway, I received an Internal Server Error message. I also got a delivery failure when I tried to email your webmaster.

Yes, you would need to use a commercial kitchen. http://forrager.com/faq/#commercial

You cannot do that type of business from home. Instead, you need to use a commercial kitchen. http://forrager.com/faq/#commercial

Correct, it’s almost always illegal for someone to operate a restaurant in their neighborhood, even a small one. When these services get large enough, they have to answer to regulators. One Bay Area service like this (Josephine) recently got shut down by the health dept because they were growing very quickly.

Self-employment tax includes social security tax. That’s the tax you pay in your quarterly estimated tax payments as a business. If you earn under a certain amount, you don’t need to pay quarterly.

Sharon, I see that you signed up for the email lists, which are actually separate from the user accounts on the site. That way, you can have a user account (with community/forum access, CFO creation, etc.) without being signed up to the newsletter or blog email lists.

To change your email settings, click the link in the bottom of any newsletter…[Read more]