Miller

Corinne, see here to determine if you need insurance: https://forrager.com/faq/#insurance
If you do need it, get FLIP insurance, which is $300/year.

Hi, do you have any low fare liability insurance to advise to me in Florida? I haven’t found anything under $82.00 a month.

Adding to what Cottage Oven said, I only add items that I can confirm. If I can’t confirm whether an item is allowed or prohibited, I don’t add it to either list. I list the source info in the Resources section of the page.

If a state’s law specifically says that it only allows baked goods, then I can confirm that anything non-baked is prohibited.

Each state sets its limitations and usually posts that information somewhere. For example, in Florida, it is handled by the Florida Department of Agriculture and Consumer Services. Their website is http://freshfromflorida.com and if you type “cottage food” into their search bar, you’ll get a link to the basic information…[Read more]

I tried asking this (as a sample chart of accounts) a couple of years ago, but never got any real responses. Since then, I have started using Wave Accounting and it has been VERY easy to use.

Here are my expense categories from Wave. Much of this is from the default categories initially provided by Wave, but some are categories I have added to…[Read more]

If you use a free accounting software like Wave Accounting, you can just use the default categories they have. But in general, I wouldn’t worry about it too much. When you add expenses, you can add new categories at that point if your existing categories don’t fit.